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Buyer Guide5/20/202511 min

Mortgage Tips: Getting the Best Rate in 2025

11 min read

Practical strategies to secure the best mortgage terms in today's rate environment.

Navigating the mortgage market in 2025 requires strategy. With interest rates stabilizing after recent hikes, borrowers have new opportunities.

Fixed vs. Variable: The Right Mix

Most advisors recommend a split between fixed-rate (prime or non-linked) and variable components. The optimal ratio depends on your risk tolerance and loan term.

Shop around — differences between banks can save you tens of thousands of shekels over the life of your mortgage. Use our free simulator to compare scenarios.

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